For over 90 years Mississippi Land Bank has been one of the premier lenders in rural Mississippi for land from a few acres and a house site to a few thousand acres. We offer long term financing for land purchases and refinancing and we have the knowledge and expertise to meet your financing needs. We are also able to offer financing and refinancing for many other needs involved with ownership of rural properties whether it be a home, part-time farm operation, or a large farming enterprise. We offer:
- Long-term loans for properties of all sizes to purchase land, to add or make improvements to the land or to refinance purchases and improvements
- Intermediate term loans (3 to 10 years) for purchases or refinancing of equipment, livestock, and improvements of all types.
- Short-term loans for operating and production needs for both part-time farmers and full-time farmers.
Mississippi Land Bank is a part of the nationwide Farm Credit System, a financial cooperative owned by its member-borrowers since 1916. Unlike commercial banking institutions, because of our unique cooperative structure the member-borrowers of Mississippi Land Bank share in the profits generated from our lending activity in the form of patronage dividends. This can significantly reduce the cost of borrowing for our member-borrowers. From 2004 through 2009, Mississippi Land Bank has returned $15,052,995 to our member-borrowers. We also offer other financial services as well. We encourage you to click on the Services tab to find out more.
Contact our team of financial professionals who have the knowledge and expertise to help you find the best financial solutions available to you. We know agriculture and we know country living. We are locally operated by people you know and trust. In fact, we are your neighbors and friends. Contact the branch office nearest you and see what we can do for you. |