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Our offices are following state and local restrictions for COVID-19. Please reach out to your local branch office for more information before visiting one of our locations. Loan payments can still be made online through Ag Banking Online.

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Our offices are following state and local restrictions for COVID-19. Please reach out to your local branch office for more information before visiting one of our locations. Loan payments can still be made online through Ag Banking Online.

Soybean fields on farm in North Mississippi

Mississippi Land Bank Pays Record-Breaking Patronage to Borrowers

At the end of 2020, the Mississippi Land Bank board of directors approved our highest patronage distribution ever of $5,400,000 to stockholders to be paid in 2021. That effectively decreases our member-borrowers' interest rate for 2020 by 75 basis points (or 0.75 percentage points).

Since 1996, Mississippi Land Bank has been able to share its financial success with our stockholders through our patronage program. Upon implementation, we have returned nearly $47.8 million to our customers.

Patronage distribution is dependent upon the financial health of the Association, which is measured by various metrics such as net income, return on assets, and capital adequacy.

patronage graph