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From short-term production loans to intermediate-term loans for equipment to long-term loans for a few acres or a few thousand acres — tell us what your needs are, and we’ll help you fulfill them.

For over 90 years, Mississippi Land Bank has been providing the financing and refinancing solutions for families, individuals and groups who want to purchase rural land and need to finance that purchase. We also offer financing and refinancing solutions for improvements to that property, equipment to maintain the property, and loans for production, livestock and other related financial needs.

Our knowledge of the territory, expertise in rural land values and operational needs, competitive interest rates, and a variety of loan options will work to your advantage.

When you need any type of financing for rural property, from a homesite to a few thousand acres, call Mississippi Land Bank. We are not just about land; we offer financing solutions for your needs — for land and life.

Breaking News

Bill Cook, David Loftin, Ben Beavers, Matthew Kimbrough and Will Foley attended the National Association of Conservation Districts Southeast Regional Meeting August 2-4, 2015.

MS Land Bank was a gold sponsor and had a booth at the event in addition to attending part of the meeting.

Click on the photos to enlarge.

Ben Beavers and Matthew Kimbrough
David Loftin and Will Foley
Bill Cook

MS Land Bank sponsored a breakfast at the 2015 Beef Improvement Federation Annual Meeting and Research Symposium on June 9-12 in Biloxi, MS

VP Bill Cook attended the conference and MS Land Bank sponsored the breakfast.

Click on the photos below to enlarge.

southern delight breakfast
southern delight breakfast

Falling crop prices may impact land, cash rents

North Mississippi farmland values are holding strong, but if crop prices continue downward it will pressure both land prices and land rents, says Abbott Myers, Dundee, Miss., rice/grains producer who is chairman of the Mississippi Land Bank.... Read the article

(Article written by Hembree Brandon and appears in the April 28th issue of Delta Farm Press)

Julie White: Avid Advocate for American Agriculture

Telling the story of agriculture to the non-farm public is extremely important, and we’re looking forward to having Julie as an integral part of that effort... Read the article

(Article written by Hembree Brandon and appears in the April 27th issue of Delta Farm Press)

Moore Farms (Rienzi, MS), Mississippi Land Bank customers, mentioned in Delta Farm Press article. Read more

patronage check


Senatobia, MS - The board of directors for Mississippi Land Bank, ACA are very pleased to announce the approval and distribution of a $2.8 million cash patronage to their customer stockholders. Read more


Matt Walden was promoted to Chief Operating Officer in the Senatobia Administrative office.

Claire Pegram was promoted to Chief Financial Officer in the Senatobia Administrative office.

Matthew Raff was promoted to Vice President/Branch Manager in the Senatobia Branch office.

Robert Taylor was promoted to Vice President/Branch Manager in the Cleveland and Indianola Branch offices.

Bart Harris was promoted to Vice President Branch Lending in the Starkville, Kosciusko and Louisville Branch offices.

Scott Crockett was promoted to Assistant Vice President in the Senatobia Administrative office.

Jeff Smith was promoted to Assistant Vice President in the Clarksdale Branch office.

Tyler Anderson was promoted to Assistant Vice President in the Starkville, Kosciusko and Louisville Branch offices.

Will Foley was promoted to Assistant Vice President in the Tupelo and New Albany Branch offices.

Lee Tucker was promoted to Assistant Vice President in the Corinth Branch office.


Travis Satterfield of Benoit was recently elected chairman of the B. F. Smith Foundation, replacing Bruce Brumfield of Inverness who served as chairman for many years.

The B. F. Smith Foundation is the 501c-3 entity in the Delta Council family that was started in 1983 to advance education and scientific research for the benefit of services which hold the potential of having an economic gain and better quality of life for citizens in the Mississippi Delta. Two of its major programs under its umbrella include Delta F.A.R.M. and the Delta Council Adult Literacy Program, among many other efforts which have had a positive impact on the region. It is named after distinguished long-time Executive Director of Delta Council, B. F. Smith.


On Sunday, February 8, during the business session of the annual meeting of the National Cotton Council, Panola County farmer, ginner, and business leader Sledge Taylor was named Chairman of the National Cotton Council for 2015. Taylor will lead the Council’s legislative and regulatory efforts in 2015.

Mississippi Land Bank would like to congratulate Sledge on this new position.


Mississippi sweet potatoes have a world-class reputation to maintain, and they do it each year with the help of foundation seed produced through the efforts of the Mississippi Agricultural and Forestry Experiment Station and commercial partners... Read the article

(Article written by Bonnie Coblentz. Courtesy Mississippi LandMarks Magazine)

Mississippi Land Bank Board Chairman Named
2013 Mississippi Farmer of the Year
Abbott Myers

Abbott Myers of Dundee, Miss., went to college to become an aeronautical engineer. Those plans changed one year when his father required eye surgery and called Abbott home to manage the family farm. He so enjoyed the decision-making of farming, he changed his major to ag engineering, and the next year started growing soybeans on his own. He eventually took over the family farm and developed it into one of the best farms in the Mississippi Delta.

As a result of his success as a row crop farmer, Myers has been selected as the Mississippi state winner of the 2013 Swisher Sweets/Sunbelt Expo Southeastern Farmer of the Year award. Myers now joins nine other state winners from the Southeast as finalists for the award. The overall winner will be announced on Tuesday, Oct. 15 at the Sunbelt Ag Expo farm show in Moultrie, Ga.

From his start 42 years ago, he now farms 7,138 acres, including 1,350 acres of rented land and 5,268 acres of owned land.

Irrigation boosts his yields. Last year’s per acre yields include irrigated corn on 527 acres, 176 bushels; rice on 1,836 acres, 186 bushels; irrigated soybeans on 2,443 acres, 46 bushels; and dryland soybeans on 1,497 acres, 30 bushels. Myers plants corn and soybeans in 30-inch rows, and plants hybrid rice to raise yields.

“We have 480,000 bushels of grain storage and are blessed to be close to Mississippi River grain terminals,” Myers says. “We use the normal grain marketing tools, puts and calls, hedging, basis contracts and forward contracts. Our rice is marketed through a cooperative mill in seasonal or call pools. We do our own market research and make all marketing decisions.”

When Myers entered Mississippi State University, he didn’t want to farm. “It was hot and dirty work,” he recalls. But in 1970, his father faced emergency eye surgery. Back on the farm, he handled planting, spraying, cultivating, hiring labor, payroll and everything else. “I made mistakes, but I enjoyed making decisions and planning,” says Myers. “I returned to college. Sheryl, my future wife, and I decided to come back to the Delta and farm. I started growing my own soybeans the next spring. I graduated in 1972 and I’ve been farming full-time ever since. I still enjoy designing and building airplanes, but now they are remote controlled model planes.”

He did not find out until years later that his father was proud of his decision to join him in farming. “He told everyone else, but didn’t tell me until I had been with him many years,” Myers recalls.

As his career progressed, he bought more land, started leveling land with laser guidance and added grain storage. In the 1990’s, he added zero-grade landforming, a land leveling technique that flattens fields from one end to the other. After the year 2000, he started bringing his son Ransom into the farming operation.

“We farm heavy clay land, buckshot soils,” says Abbott. Such land holds water well but is slow to drain. He drilled 41 irrigation wells and installed five miles of underground pipe. To better manage water and drainage, he installed 107 slotted board risers and four tailwater recovery systems. In addition to surface water irrigation, he added center pivot irrigation systems.

The only land he does not irrigate is either rented or land that requires moving more than 1,000 cubic yards of soil per acre to level. “It costs $1.30 to $1.40 to move a cubic yard of dirt,” he says.

Cotton was a main crop but it was not suited to the clay soils. “So when crop allotments were relaxed, we started producing rice, and rice has been our salvation,” he explains. “Five years ago, we stopped growing cotton and added corn.”

High labor costs prompted Abbott to use bigger equipment. “We eliminated hand labor and updated equipment from six-row to eight-row, then to ten-row and now to 16-row equipment,” he says. With bigger equipment and early maturing varieties, he was able to speed up harvesting. Earlier harvesting also fits well with his no-till planting system.

He wants to buy more land and add more grain storage. He also plans to use nearby Ark Bayou as a natural storage area for tailwater from his land to reduce the amount of pumping he must use for irrigation. Abbott and a neighbor are also exploring the possibility of developing a wind farm on their land to generate electricity.

“During the winter, we are able to hold water on more than 1,000 acres which improves our water table and brings in waterfowl,” he says. His son Ransom also runs a duck hunting business that brings paying customers to the land each winter.

Abbott is active in many organizations. He was a commissioner in the Tunica County Soil and Water Conservation District. He served as a director of Maud Elevator. He also served as a board member and board president for a private school, the Tunica Institute of Learning. In the Tunica Rotary Club, he served as president, vice president and treasurer. He served on the elected board of Tunica County’s USDA Farm Service Agency. In Tunica Presbyterian Church, he has been a deacon, elder, clerk of session and Sunday school teacher.

Among agricultural organizations, Myers is a member of the Tunica County Farm Bureau and the American Soybean Association. He has been a director of the Yazoo Mississippi Delta Joint Water Management District. He serves on the Mississippi Rice Council. Since 2005, he has served as chairman for the Mississippi Land Bank. He is also an elected director of the Coahoma Electric Power Association. He was named the Rice Farmer of the Year in 1999. For the past two years, he chaired the Stockholders Advisory Committee of the 10th Farm Credit District.

Sheryl, Abbott’s wife of almost 42 years, handles bookkeeping and accounting as the farm’s chief financial officer. They have two children, daughter Kathryn Bourne and son Ransom. Kathryn is an attorney and an expert in crop insurance. Ransom is a partner in the farm and is buying his own land.

Sheryl has been an organist and Sunday school teacher at Tunica Presbyterian Church. She served as president of the Tunica Woman’s Club and as president of the Booster Club and Parent Teacher Association for the Tunica Institute of Learning.

Abbott is in the process of turning over day-to-day management to Ransom.

As Abbott was mentored by his father and other farmers, he now helps out other young farmers, especially in giving them rice farming advice. “I have been blessed,” says Abbott. “I’m especially proud of the young farmer my son has become.”

Joe Street, associate director of the Mississippi State University Cooperative Extension Service, is state coordinator of the Farmer of the Year awards. Myers was nominated for the award by Anthony Bland, Extension agent in Tunica County.

As the Mississippi state winner of the Swisher Sweets/Sunbelt Expo award, Myers will now receive a $2,500 cash award and an expense paid trip to the Sunbelt Expo from Swisher International of Jacksonville, Fla., a $500 gift certificate from the Southern States cooperative, the choice of either $1,000 in PhytoGen cottonseed or a $500 donation to a designated charity from Dow AgroSciences, and a Columbia vest from Ivey’s Outdoor and Farm Supply.

He is now eligible for the $15,000 cash award that will go to the overall winner. Other prizes for the overall winner include the use of a Massey Ferguson tractor for a year from Massey Ferguson North America, another $500 gift certificate and a Heritage gun safe from Southern States, the choice of another $1,000 in PhytoGen cottonseed or a second $500 donation to a designated charity from Dow AgroSciences, and a Columbia jacket from Ivey’s Outdoor and Farm Supply.

Swisher International, through its Swisher Sweets cigar brand, and the Sunbelt Expo are sponsoring the Southeastern Farmer of the Year awards for the 24th consecutive year. Swisher has contributed some $924,000 in cash awards and other honors to southeastern farmers since the award was initiated in 1990.

Previous state winners from Mississippi include:  Hugh Arant, Sr. of Ruleville, 1990; Bill Hawks of Hernando, 1991; Kenneth Hood of Gunnison, 1992; Tol Thomas of Cruger, 1993; Rick Parsons of Vance, 1994; Ed Hester of Benoit, 1995; Bill Harris of Benton, 1996; Robert Miller of Greenwood, 1997; Ted Kendall, III of Bolton, 1998; Wayne Bush of Schlater, 1999; William Tackett of Schlater, 2000; Willard Jack of Belzoni, 2001; Hugh Arant, Jr. of Ruleville, 2002; Rick Parsons of Vance, 2003; Sledge Taylor of Como, 2004; Laurance Carter of Rollins Fork, 2005;  Brooks Aycock of Belzoni, 2006;  Tom Robertson of Indianola, 2007; Gibb Steele III of Hollandale, 2008; Donald Gant of Merigold, 2009; Dan Batson of Perkinston, 2010; Scott Cannada of Edwards, 2011; and Bill Spain of Booneville, 2012.

Mississippi has had three overall winners, Kenneth Hood of Gunnison in 1993, Ed Hester of Benoit in 1995 and Willard Jack of Belzoni in 2001.

A distinguished panel of judges will visit the Myers farm, along with the farms of the other nine state finalists, during the week of Aug. 12-16. The judges for this year include John McKissick, a longtime University of Georgia Extension ag economist from Athens, Ga.; farmer Brian Kirksey of Amity, Ark., the overall winner in 2008; and John Woodruff, retired University of Georgia Extension agronomist from Tifton, Ga., who specialized in soybeans for many years.




2015 calendar



Milton Sundbeck and Joy Reznicek

Town Creek Farm owner Milton Sundbeck and Marketing Director Joy Reznicek prepare for the farm’s Brangus and Ultrablack bull and heifer auction Oct. 19. Read more (.pdf)

For more information, go to www.towncreekfarm.com


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