Who we are

For over 100 years, Mississippi Land Bank has been one of the premier lenders for land in the northern 32 counties of Mississippi. From a homesite with a few acres to an agriculture or hunting property with a few thousand acres – we offer long-term financing for land purchases and refinancing, and we have the knowledge and expertise to meet your financing needs. We also offer financing and refinancing solutions for many other needs that go along with the ownership of rural properties.

Mississippi Land Bank is a part of the nationwide Farm Credit System, a financial cooperative owned by its member-borrowers since 1916. Unlike commercial banking institutions, because of our unique cooperative structure, the member-borrowers of Mississippi Land Bank share in the profits generated from our lending activity in the form of patronage dividends. This can significantly reduce the cost of borrowing for our member-borrowers.



board of directors

Dr. Mac Alan Blaine, Chairman

Larry Davis, Vice Chairman

what we do

At Mississippi Land Bank, our lenders are land experts. Whether the property you're looking to finance is agricultural, recreational, or residential, this is your place. If you farm a few hundred or several thousand acres, we can help with your operating and equipment needs, as well. Looking for the perfect hunting property or timber tract? We can help. Maybe your goal is to move out to the country and build your family's dream home? We can help with that, too. If you're ready to talk to a loan officer, give us a call. Or fill out our contact form and someone will reach out to you.

what we stand for

Our mission is clear: 

The mission of the Mississippi Land Bank, ACA is to provide competitive loan products, deliver quality service and share cooperative benefits with our stockholders.  

This aligns with the Farm Credit mission: Farm Credit supports rural communities and agriculture with reliable, consistent credit and financial services, today and tomorrow.  

We will promote farmers, landowners and cooperatives for which we serve.  We will also promote prosperous and productive agriculture, agribusiness, and land improvement throughout our territory by efficient allocation and delivery of credit, resources and services.  We are committed to sharing the Association’s success in an equitable manner while maintaining an appropriate level of capital that ensures longevity of the Association and available credit for future generations.  

what is farm credit


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