Mississippi Land Bank is a rural lending cooperative serving 32 counties in the northern half of the state. Everyone obtaining a loan with us purchases stock in the association that is equal to a small percentage of the loan amount. Funds for the stock can be included in the loan. The benefits of doing business with us are endless, but here are just a few.


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Stock Ownership

As a Farm Credit member-borrower, stock ownership gives you the right to participate in the business affairs of the cooperative, and to elect the board of directors or even run for board positions yourself.

More About Farm Credit

Establish policy

Members elect the board members who establish policy. This nine-member team meets several times a year to advise and govern over the business affairs of our association.

Meet the Board
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Cash Patronage

With our unique cooperative structure, customers are eligible for a cash patronage during times of financial success. Our 2020 cash patronage was the highest ever, returning $5.4 million to our customers.

More About Patronage
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Active voice

As member-owners, our customers—farmers, agribusiness owners, and other rural real estate owners—have an active voice in the way the organization's business operates.

View Our Financial Reports


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