OUR Borrowers Benefit
Our cooperative lending model means every member earns.
Stock Ownership
As a Farm Credit member-borrower, stock ownership gives you the right to participate in the business affairs of the cooperative, and to elect the board of directors or even run for board positions yourself.
More About Farm CreditCash Patronage
With our unique cooperative structure, customers are eligible for a cash patronage during times of financial success. For 2024, our cash patronage to our customers was $6 million.
More About Patronage
Establish Policy
Members elect the board members who establish policy. This nine-member team meets several times a year to advise and govern over the business affairs of our association.
Meet The BoardActive Voice
As member-owners, our customers—farmers, agribusiness owners, and other rural real estate owners—have an active voice in the way the organization's business operates.
View Our Financial Reports